★★★★★
"They handled everything with the insurance company. We didn't have to make a single call. The roof was done in one day."
— Kentucky HomeownerFiling a roof insurance claim shouldn't feel like a second job. Pro4mance handles the documentation, meets your adjuster on-site, and provides the documentation to support your claim if coverage is questioned. 98% of our Kentucky clients receive a full roof replacement approval — you pay your deductible, we handle the rest.
We walk your roof and document every impact point, granule loss area, and wind-lifted shingle. You get a same-day report you can file with your carrier.
We give you the complete documentation package — satellite measurements, hail density maps, and photo evidence — so you have everything you need to file the claim with your carrier.
We show up for your adjuster meeting. We know what State Farm, Allstate, Nationwide, Farmers, and USAA look for — and we point out every damage item they might miss.
If the approved scope misses storm-related damage, we provide updated documentation and a revised scope of work reflecting all storm-related items so you have an accurate picture of what needs to be replaced.
Yes — if the damage was caused by a covered peril such as hail, wind, or storm. Kentucky homeowners policies typically cover sudden storm damage but exclude gradual deterioration or wear. If your roof was damaged in a storm, you likely have a valid claim even if the first adjuster denied it.
Adjuster denials are common — and often wrong. Pro4mance provides a second inspection with full photographic documentation, satellite measurements, and hail density data. We have provided documentation that supported full replacement approvals for hundreds of Kentucky homeowners, including one London homeowner whose adjuster originally denied any storm damage at all.
Most Kentucky homeowners insurance policies require claims to be filed within one year of the date of loss. Some policies allow up to two years. You should file as soon as possible — delays weaken your claim. If you're not sure when the storm occurred, we can pull weather history for your address.
You are responsible for your deductible — typically $1,000 to $2,500. Pro4mance handles all coordination with your carrier for everything above the deductible. We do not waive deductibles, as this is illegal under Kentucky insurance law. Everything is transparent before you sign anything.
Huge shout out to John-Hayden Allen on going to bat with my insurance company! After the adjuster came out and said no damage, he was able to send a report in and get a full roof replacement. I highly recommend them!Shawn Ostering Homeowner · London, Kentucky
"They handled everything with the insurance company. We didn't have to make a single call. The roof was done in one day."
— Kentucky Homeowner"Great communication from start to finish. They gave us options that fit our budget and didn't try to upsell. Very trustworthy company."
— Victor Correia Hayes